Tim Foley shares a couple of end-of-the-year financial images for his regular editorial clients.  First, a scratchboard assignment for Barrons, illustrating the pitfalls of having too much of a hands-on approach to managing your investments:

The illustration below was a concept that Tim pitched two years ago, but at the time was thought to be too “dire and depressing.”  The Wall Street Journal came back this week, proposing a resurrection of the concept for a new article in the weekend edition… Apparently, it isn't possible to be too depressing anymore.